2. What does the change mean?
Universal Credit is paid in one single monthly payment – in arrears – and makes you responsible for all your household budgeting. This includes paying your rent as your payment will include money towards housing costs.
To apply for Universal Credit, you need a bank account and an email address as application must be made online. You will then need to manage your online account, which is known as your journal, on an ongoing basis – the DWP will tell you how to do this.